When it comes to property transactions in Tulsa, whether you’re a first-time homebuyer, an investor, or a real estate developer, the fine print matters. One such critical element that often goes overlooked is the Mortgage Survey. Our Land Surveyor Professionals in Tulsa OK are dedicated to demystifying this essential service and providing high-quality, accurate mortgage surveys for our clients. Here’s everything you need to know.

What is a Mortgage Survey?

A Mortgage Survey, also known as a Mortgage Inspection or Loan Survey, is a type of property survey commonly required by lenders and title companies as part of the real estate transaction process. Unlike more comprehensive surveys like boundary or topographical surveys, a Mortgage Survey aims to provide basic information that helps lenders assess the risk involved in offering a mortgage.

The Mortgage Survey focuses on identifying the property’s boundaries, the location of any structures like buildings or fences, and any visible easements or rights-of-way. It can also highlight possible encroachments that could affect the property’s value or legality. While generally less detailed than other types of surveys, it serves the specific purpose of facilitating mortgage transactions and is often quicker and more affordable.

Building Survey

How Much Does a Mortgage Survey Cost in Tulsa?

The cost of a Mortgage Survey in Tulsa can vary depending on several factors, including the size and location of the property, the surveyor’s fees, and the complexity of the land. However, Mortgage Surveys are generally less expensive than other types of property surveys due to their limited scope.

On average, you might expect to pay anywhere from $200 to $500 for a Mortgage Survey in the Tulsa area. It’s essential to get a quote directly from a qualified surveyor for an accurate assessment tailored to your specific needs. Here at [Your Company Name], we offer competitive pricing and transparent fee structures to ensure you get excellent value for your investment.

Do I Need To Get a Mortgage Survey?

While not all mortgage lenders require a Mortgage Survey, many do. Even if it’s not a mandatory requirement, there are compelling reasons to consider getting one:

  1. Lender Requirements: Many lenders insist on a Mortgage Survey to clarify what they are financing and to identify any potential risks that could affect the property’s value and thus their investment.

  2. Title Insurance: If you’re purchasing title insurance (which is highly recommended), you might need a Mortgage Survey as part of the underwriting process.

  3. Peace of Mind: Even though a Mortgage Survey is not as detailed as other types of surveys, it can still offer you valuable insights into your property, such as boundary issues or encroachments, that could be important later on.

  4. Resale Value: Having a recent Mortgage Survey can be a selling point if you decide to put your property back on the market, offering potential buyers and their lenders some assurance about the property’s condition and boundaries.

Happy Land Surveyor

Benefits of Choosing Land Surveyor Tulsa for Your Mortgage Survey

Expertise: We bring a wealth of experience and local knowledge to the table. Our team understands Tulsa’s unique land conditions and local property laws, making us well-equipped to handle your Mortgage Survey needs.

Speed and Efficiency: We recognize that timing can be crucial in mortgage transactions. Our streamlined process ensures quick turnaround times without compromising on accuracy or quality.

Customer Service: We believe in maintaining open communication with our clients. From your first inquiry to the completion of your survey, we keep you informed and engaged, ensuring a smooth and hassle-free process.

Up-to-date Technology: Our team utilizes state-of-the-art surveying technology. This means you get the most accurate and reliable results, formatted in easy-to-understand reports.


A Mortgage Survey is more than just a lender’s requirement—it’s a fundamental part of making informed decisions about your property investment. While it may seem like a minor step, it has significant implications for your ownership experience and financial security.

Don’t take chances when it comes to something as important as your property. With [Your Company Name], you’re not just getting a Mortgage Survey; you’re investing in peace of mind. Reach out to us today to schedule your Mortgage Survey in Tulsa and secure your property investment with confidence and clarity.